The applet above can be found and downloaded by following the link below titled 'The Hermit's'. This applet allows you to add as many links that you wish in the 'clips.txt' file and they will scroll up one by one with a short description of each link. I place the same image background in the applet and on the page to give it a transparent look, but you can use any solid color or image background that you wish. Remember to upload the 'clips.txt' file along with your html document and the three )3) class files, 'NewsClip20.class, "NewsClip20a.class', and 'NewsClip20b.class' to your directory!
Check out the Hermit's site here and download the above applet: